Why Buy With Us?
I provide my clients with the highest level of service when buying a home. I listen to their needs and understand their lifestyle to help them find the perfect home. I provide market trends and recent comps to help them understand the current market conditions. As a “tech-savvy” agent my clients have customized property alerts and a mobile application for their property search. I give my clients the ultimate luxury experience when buying a home. I am a resource they can count on for all of their real estate needs.
Homes For Sale
Click the link below to find Homes For Sale in San Francisco. You can set up a property alert to be notified as soon as something becomes available in the neighborhood you want to live in. Download the mobile application to stay connected on your mobile device. I am here to help you have the most personalized experience when buying a home. Please let me know when you are ready to buy and I will make sure you receive the highest level of attention. I look forward to working with you in the future!
Consulting with a mortgage lender is the first step you should undertake in the home buying process. Almost all first-time buyers need a mortgage to finance their home purchase, so be prepared before you look. When you’re armed with the knowledge of what you can afford, it focuses your search and allows you to make a move when you find a home you love.
Lenders offer borrowers either a pre-qualification letter or a pre-approval letter, but most REALTORS® recommend getting a pre-approval letter before you start home shopping.
A pre-qualification letter states the amount a lender thinks you’ll be able to borrow based on your income and credit profile without any actual documentation.
However, mortgage lending standards have tightened since the housing crisis, and all mortgage loans now require full documentation and verification of income and assets. In San Francisco you need to submit a pre-approval letter or proof of funds when making an offer. The terms your lender provides and their ability to close on time is critical when competing with multiple offers. Contact me to find out the preferred lenders in San Francisco based on the property type.
Escrow and Closing Costs
In San Francisco the buyer pays Title and Escrow fees and the seller pays the Transfer Tax. This can vary depending on the County. The closing cost are based on the purchase price of the home. The title company and lender can provide an estimate of closing cost before you make an offer. All closing cost will be listed on your HUD-1 statement from the Title Company prior to close of escrow.
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It has been my pleasure to represent buyers and sellers in San Francisco. Click Here to read my client testimonials and what it is like to work with me.
In San Francisco the best way to get familiar with the market is to know the current market conditions and what has sold. Sign up today to receive your monthly market snapshot.
I have worked with a number of first time homebuyers. I understand how overwhelming the process can be and you can count on me to answer any questions along the way. I take the time to explain the buying process and educate buyers on the current market conditions. I use the latest technology to create a custom home search that allows the client to communicate with me about each property. Sign up today to get started!
Need help with your move? Here are a few of the local providers that can help!
Freedom Moving (415) 632-0897
Shamrock Moving & Storage (415) 731-2777